--- title: Karl Michael date: 2025-08-05T13:31:00-04:00 canonical_url: "https://grantthorntonlimited.ca/en/about-us/our-team/karl-michael-about-me" section: Pages --- # Hello, I'm **Karl Michael!** I'm a Licensed Insolvency Trustee offering debt solutions in English and French to individuals across British Columbia, Manitoba, Saskatchewan, Ontario, and the territories. I can help you find your financial fresh start through a **consumer proposal** or **bankruptcy.** [ Email Karl ](mailto:karl.michael@doane.gt.ca) [ Call Karl (1-250-940-0679) ](tel:12509400679) ![Headshot of our Licensed Insolvency Trustee, Karl Michael, on a background of purple circles and number icons.](https://pr-assets.grantthorntonlimited.ca/craftcmsimages/Content-block-imagery-and-graphics/_imageLarge/Karl-Michael_2025-04-30-181855_zksf.png) ## **About me I’m a Licensed Insolvency Trustee and Partner based in Doane Grant Thornton’s Victoria office, though I help individuals from coast to coast. I began working in the accounting industry in 2002, before expanding to insolvency in 2013. I have been helping individuals and businesses overcome their financial challenges ever since. I am also bilingual and can provide debt solution services to those who speak both English and French. A lifelong learner, I am also a Chartered Professional Accountant (CPA, CA), Chartered Insolvency and Restructuring Professional (CIRP), and a Chartered Business Valuator (CBV). When I’m not working, you’ll find me spending time with my family or hiking, fishing, and enjoying the great outdoors on beautiful Vancouver Island. ## **Qualifications** - Bachelor of Commerce (B.Com.) - Master of Management and Accounting (MMPA) - Chartered Professional Accountant (CPA) - Chartered Business Valuator (CBV) - Chartered Insolvency and Restructuring Professional (CIRP) - Licensed Insolvency Trustee (LIT) ## How Karl has **helped:** ### **You won't be disappointed!** I wasn't sure how the process of a consumer proposal or bankruptcy would go, but Doane Grant Thornton made the process of learning my options and progressing through my bankruptcy so easy! If you need assistance to get out of a financial jam and you're not sure how to get out, contact your nearest Doane Grant Thornton and you won't be disappointed! Thanks so much! — Jason W. (Langley, BC) ### **I feel like I can breathe a little easier.** Carla is so friendly and helpful. She answered all my questions promptly. She explained everything to me from day one and made it easy to understand the process. She gave me as much time as I needed to decide, once I made the decisions to move forward, she gave me step by step on what I needed to do to proceed. I feel like I can breathe a little easier. Karl Michael was so professional and looked over the proposal and made me feel at ease. I highly recommend using Doane Grant Thornton. — Lisa W. (Vancouver, BC) ### **The amount of stress that is gone has literally changed my mental and physical health.** Thank you so much for your help. You took something that was what felt like impossible to solve on my own. The amount of stress that is gone has literally changed my mental and physical health. Debt is really horrible, to the point it nearly becomes an all-consuming thought, and your whole process just made it all easy. From my first phone call to answering my emails for what I think are too many questions, your service and support are amazing. — Jody F. (Langley, BC) ## Learn from Karl - check out these helpful articles he's written: ![Person holding phone to card reader paying for groceries using credit](https://pr-assets.grantthorntonlimited.ca/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6505/good-v-bad-debt-and-understanding-if-you-are-you-borrowing-money-wisely.webp) ### [ Good vs. bad debt: Are you borrowing money wisely? ](https://grantthorntonlimited.ca/en/debt-help-resources/articles/good-vs-bad-debt) Bad debt can lead to unescapable interest costs, damaged credit, and failed financial goals. But how can you tell which type of debt is good or bad? The answer lies in how you use and manage it. [ Read this article ](https://grantthorntonlimited.ca/en/debt-help-resources/articles/good-vs-bad-debt) ![Newly unemployed man sitting on sofa stressed about his financial situation](https://pr-assets.grantthorntonlimited.ca/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/6355/A-guide-to-managing-your-finances-for-those-recently-unemployed.webp) ### [ A guide to managing your finances for the newly unemployed ](https://grantthorntonlimited.ca/en/debt-help-resources/articles/a-guide-to-managing-your-finances-for-the-newly-unemployed) If you've recently experienced unemployment and are wondering what’s next for you financially, we’ve created a guide to managing your finances as newly unemployed. [ Read this article ](https://grantthorntonlimited.ca/en/debt-help-resources/articles/a-guide-to-managing-your-finances-for-the-newly-unemployed) ![Woman sits on the couch contemplating how divorcing her husband with impact her finances](https://pr-assets.grantthorntonlimited.ca/craftcmsimages/Article-imagery/Web-image-square/_articleThumbMedium/13264/divorce-square2.webp) ### [ What happens to debt in a divorce? ](https://grantthorntonlimited.ca/en/debt-help-resources/articles/what-happens-to-debt-in-divorce) Understanding how a divorce impacts your debt is important, whether it's a mortgage, car loan, or credit card debt. That's why we created this guide—to clearly outline how individual and joint debt is handled in divorce; how to protect your finances during a divorce; and how to deal with unmanageable debt after a divorce. [ Read this article ](https://grantthorntonlimited.ca/en/debt-help-resources/articles/what-happens-to-debt-in-divorce) ## **Take the first step** to debt freedom Speak to one of our debt solutions professionals during a free, no-obligation consultation. [ Book a free consultation ](https://grantthorntonlimited.ca/en/get-in-touch/contact-us)