---
title: Contact us
date: 2023-09-08T14:36:00-04:00
canonical_url: "https://grantthorntonlimited.ca/en/get-in-touch/contact-us"
section: Pages
---
## Is debt getting in the way? We’re here to help.

At Doane Grant Thornton, debt relief starts with a free consultation. Our compassionate team of debt solutions professionals are standing by to give judgment-free advice and help you rebuild your relationship with money.

### How can we help you?

 

 

### I'd like immediate help with my debt

 

           ![A man and a woman sitting on the couch with financial documents and a laptop looking distressed.](https://pr-assets.grantthorntonlimited.ca/craftcmsimages/Content-block-imagery-and-graphics/_287x266_fit_center-center_100_none_ns/Urgent-Help.png)   

 

 [ Call now 1-844-448-3328 ](tel:+18444483328) 

 

 

### I’d like to book a consultation

 

           ![A woman on the phone, standing and holding a baby.](https://pr-assets.grantthorntonlimited.ca/craftcmsimages/Content-block-imagery-and-graphics/_287x266_fit_center-center_100_none_ns/Book-consultation_2025-10-15-150922_yukt.png)   

 

  Book now  

 

 

### I’m an existing client

 

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  Contact an administrator  

 

 

 

 

 

For immediate help, or to discuss your debt relief options right away, please call us now. If you’re looking for help outside of business hours, request a call back using the button below and a team member will be in touch shortly.

 [ 1-844-4GT-DEBT ](tel:18444483328)  Contact me  

 

 

 

 

  

 

  

 

  

 

 

 

 

 

## Your questions **answered**

###   **What’s personal bankruptcy?**  

Personal bankruptcy is a solution to debt under the Canadian *[Bankruptcy and Insolvency Act](https://laws-lois.justice.gc.ca/eng/acts/b-3/FullText.html)*. It allows you to clear almost all your debt, such as income taxes, credit cards, overdue utility bills, lines of credit, and loans. Bankruptcy may be the best course of action once you’ve reviewed all other options for dealing with your debt.

In Canada, only Licensed Insolvency Trustees (trustee) can administer bankruptcies. Your trustee will walk you through all aspects of filing for bankruptcy, including legally protecting you from collection attempts and garnishments, and becoming the go-between for you and your creditors.

 

 

 

###   **Will all my debt be settled if I file for bankruptcy?**  

Bankruptcy clears nearly all debt, with some exceptions. For example, spousal support, debt with unemployment or social assistance, traffic tickets, fraud, etc. must be repaid. A discharge from bankruptcy also releases you from your obligation to repay your student loans if you filed for bankruptcy at least seven years after the date you ceased to be a part- or full-time student.

 

 

 

###   **Will a consumer proposal or bankruptcy stop debt collectors and collection calls?**  

A consumer proposal will stop all debt collection calls within five days of filing. Similarly, filing for bankruptcy shields you from collection calls and any legal actions collectors pursue against you.

 

 

 

###   **What’s the difference between bankruptcy and consumer proposals?**  

While both bankruptcy and consumer proposals offer a means to alleviate your debt, they differ in terms of assets you can keep, repayment structure, duration, filing process, and impact on your credit rating.

A consumer proposal is great for those who can afford payments to creditors but need a modified arrangement and/or have equity in assets to protect and want a lesser impact on their credit rating. On the other hand, bankruptcy can eliminate overwhelming debt for people struggling to meet their financial obligations in as little as nine months. You can learn what each option will look like, given your specific situation, during a free, no-judgment consultation with one of our debt solutions professionals.

 

 

 

 

 [ Explore all topics ](https://grantthorntonlimited.ca/en/debt-help-resources/articles)