# English

> Doane Grant Thornton is a Canadian owned and operated insolvency firm that helps individuals overcome their unmanageable debt. As Licensed Insolvency Trustees, we’re regulated by the Office of the Superintendent of Bankruptcy and are the only professionals in Canada licensed to offer personal debt solutions such as consumer proposals and bankruptcy. Our cost-free and judgement-free, one-hour consultations give you the opportunity to discuss your financial challenges and get answers to your debt repayment questions. There’s no obligation to move forward with our debt management services, but we’ve helped thousands of Canadians in similar situations find relief from their unsecured debt like credit cards, tax debt, payday loans, overdue utility bills, and lines of credit. With over 700 5-star reviews on Google, we’re a top choice for debt consolidation alternatives in Canada. If you’re looking for a trusted and reputable team of debt solutions professionals, call us toll-free at 1-844-448-3328.

## Articles

- [Article - What happens to an RV, boat, or ATV loan if you file a consumer proposal or bankruptcy in Canada?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-what-happens-to-an-rv-boat-or-atv-loan-if-you-file-a-consumer-proposal-or-bankruptcy-in-canada.md): What happens to an RV, boat, or ATV loan if you file a consumer proposal or bankruptcy in Canada?
- [Article - Influenced into debt: How social media impacts Canadians' finances<br />](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-influenced-into-debt-how-social-media-impacts-canadians-finances.md): Influenced into debt: How social media impacts Canadians' finances
- [Article - What happens if you miss a consumer proposal payment?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-what-happens-if-you-miss-a-consumer-proposal-payment.md): What happens if you miss a consumer proposal payment?
- [Article - Tips to avoid debt as a family caregiver in Canada](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-tips-to-avoid-debt-as-a-family-caregiver-in-canada.md): Tips to avoid debt as a family caregiver in Canada
- [Article - How to budget when your adult child moves back home](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-how-to-budget-when-your-adult-child-moves-back-home.md): How to budget when your adult child moves back home
- [Article - What happens if you don’t pay your utility bills in Canada?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-what-happens-if-you-dont-pay-your-utility-bills-in-canada.md): What happens if you don’t pay your utility bills in Canada?
- [Article - How to plan a debt free retirement](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-how-to-plan-a-debt-free-retirement.md): How to plan a debt free retirement
- [Article - What are the risks of instant loans in Canada?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-what-are-the-risks-of-instant-loans-in-canada.md): What are the risks of instant loans in Canada?
- [Article - Family finance: The emotional cost of financially supporting family](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-family-finance-the-emotional-cost-of-financially-supporting-family.md): Family finance: The emotional cost of financially supporting family
- [Article - Caught in the odds: Understanding gambling debt and how to get help](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-caught-in-the-odds-understanding-gambling-debt-and-how-to-get-help.md): Caught in the odds: Understanding gambling debt and how to get help
- [Article - How can a Licensed Insolvency Trustee help with my debt?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-how-can-a-licensed-insolvency-trustee-help-with-my-debt.md): How can a Licensed Insolvency Trustee help with my debt?
- [Article - Do you owe CERB debt? Here's what Canadians need to know about repayment](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-do-you-owe-cerb-debt-heres-what-canadians-need-to-know-about-repayment.md): Do you owe CERB debt? Here's what Canadians need to know about repayment
- [Article - How much debt is normal in your province?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-how-much-debt-is-normal-in-your-province.md): How much debt is normal in your province?
- [Article - Understanding the bankruptcy and consumer proposal processes](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-understanding-the-bankruptcy-and-consumer-proposal-processes.md): Understanding the bankruptcy and consumer proposal processes
- [Article - Can I file for bankruptcy if I own a house?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-can-i-file-for-bankruptcy-if-i-own-a-house.md): Can I file for bankruptcy if I own a house?
- [Article - What Canada’s 2025 federal budget could mean for your taxes—and your wallet](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-what-canadas-2025-federal-budget-could-mean-for-your-taxes-and-your-wallet.md): What Canada’s 2025 federal budget could mean for your taxes—and your wallet
- [Article - 4 common investment scams and how to avoid them](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-4-common-investment-scams-and-how-to-avoid-them.md): 4 common investment scams and how to avoid them
- [Article - Is AI your new best budget buddy?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-is-ai-your-new-best-budget-buddy.md): Is AI your new best budget buddy?
- [Article - Should I get a store credit card?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-should-i-get-a-store-credit-card.md): Should I get a store credit card?
- [Article - Self-employment income and expenses worksheet](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-self-employment-income-and-expenses-worksheet.md): Self-employment income and expenses worksheet
- [Article - 5 questions to help you plan a debt-free wedding](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-5-questions-to-help-you-plan-a-debt-free-wedding.md): 5 questions to help you plan a debt-free wedding
- [Article - The rising cost of friendship in Canada](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-the-rising-cost-of-friendship-in-canada.md): The rising cost of friendship in Canada
- [Article - What happens if your employer goes bankrupt?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-what-happens-if-your-employer-goes-bankrupt.md): What happens if your employer goes bankrupt?
- [Article - How to rent in Canada with bad credit](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-how-to-rent-in-canada-with-bad-credit.md): How to rent in Canada with bad credit
- [Article - How to build credit in Canada: A guide for beginners](https://grantthorntonlimited.ca/en/debt-help-resources/articles/how-to-build-credit-in-canada-a-guide-for-beginners.md): How to build credit in Canada: A guide for beginners
- [Article - How to help friends or family struggling with debt](https://grantthorntonlimited.ca/en/debt-help-resources/articles/how-to-help-friends-or-family-struggling-with-debt.md): How to help friends or family struggling with debt
- [Article - What happens to debt after death?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-what-happens-to-debt-after-death.md): What happens to debt after death?
- [Article - Can you reduce tax debt with a consumer proposal?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/can-you-reduce-tax-debt-with-a-consumer-proposal.md): Can you reduce tax debt with a consumer proposal?
- [Article - How to budget as a single parent](https://grantthorntonlimited.ca/en/debt-help-resources/articles/how-to-budget-as-a-single-parent.md): How to budget as a single parent
- [Article - Dating and debt: the relationship between love and money](https://grantthorntonlimited.ca/en/debt-help-resources/articles/dating-and-debt-the-relationship-between-love-and-money.md): Dating and debt: the relationship between love and money
- [Article - How tariffs impact Canadians—and how to prepare if you’re facing debt](https://grantthorntonlimited.ca/en/debt-help-resources/articles/how-tariffs-impact-canadians-and-how-to-prepare-if-youre-facing-debt.md): How tariffs impact Canadians—and how to prepare if you’re facing debt
- [Article - How do bankruptcies work in Canada?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/how-do-bankruptcies-work-in-canada.md): How do bankruptcies work in Canada?
- [Article - 4 ways to spot and avoid romance scams](https://grantthorntonlimited.ca/en/debt-help-resources/articles/4-ways-to-spot-and-avoid-romance-scams.md): 4 ways to spot and avoid romance scams
- [Article - How does car repossession work and how can I avoid it?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/car-repossession.md): How does car repossession work and how can I avoid it?
- [Article - Should I use a HELOC to pay down debt?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/should-i-use-a-heloc-to-pay-down-debt.md): Should I use a HELOC to pay down debt?
- [Article - What happens after you file for bankruptcy in Canada?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/what-happens-after-you-file-for-bankruptcy-in-canada.md): What happens after you file for bankruptcy in Canada?
- [Article - Consumer proposal vs. bankruptcy: What are the differences?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/consumer-proposal-vs-bankruptcy.md): Consumer proposal vs. bankruptcy: What are the differences?
- [Article - How to budget on an irregular income](https://grantthorntonlimited.ca/en/debt-help-resources/articles/how-to-budget-on-an-irregular-income.md): How to budget on an irregular income
- [Article - Bankruptcy income tax forms](https://grantthorntonlimited.ca/en/debt-help-resources/articles/bankruptcy-income-tax-forms.md): Bankruptcy income tax forms
- [Article - Mastering the "money talk" as a couple](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-mastering-the-money-talk-as-a-couple.md): Mastering the "money talk" as a couple
- [Article - Saving for a rainy day: How to start an emergency fund](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-saving-for-a-rainy-day-how-to-start-an-emergency-fund.md): Saving for a rainy day: How to start an emergency fund
- [Article - Do I get paid while on strike? And other financial concerns](https://grantthorntonlimited.ca/en/debt-help-resources/articles/do-i-get-paid-while-on-strike.md): Do I get paid while on strike? And other financial concerns
- [Article - Dating and debt: Love in a cost of living crisis](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-dating-and-debt-love-in-a-cost-of-living-crisis.md): Dating and debt: Love in a cost of living crisis
- [Article - What is a student line of credit?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-what-is-a-student-line-of-credit.md): What is a student line of credit?
- [Article - What assets can I keep in Bankruptcy?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-what-assets-can-i-keep-in-bankruptcy.md): What assets can I keep in Bankruptcy?
- [Article - What happens to debt in a divorce?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/what-happens-to-debt-in-divorce.md): What happens to debt in a divorce?
- [Article - How long does bankruptcy last in Canada?](https://grantthorntonlimited.ca/en/debt-help-resources/articles/how-long-does-bankruptcy-last-canada.md): How long does bankruptcy last in Canada?
- [Article - Six ways to make your mortgage payment more affordable](https://grantthorntonlimited.ca/en/debt-help-resources/articles/article-six-ways-to-make-your-mortgage-payment-more-affordable.md): Six ways to make your mortgage payment more affordable
- [Article - Navigating the storm: How Canadians are handling rising debt](https://grantthorntonlimited.ca/en/debt-help-resources/articles/navigating-the-storm-how-canadians-are-handling-rising-debt.md): Navigating the storm: How Canadians are handling rising debt
- [Article - Counselling resources and modules](https://grantthorntonlimited.ca/en/debt-help-resources/articles/counselling-resources-and-modules.md): Counselling resources and modules

## Pages

- [Landing page - tax debt](https://grantthorntonlimited.ca/en/tax-debt.md): Owe income tax to the CRA? Grant Thornton Limited's Licensed Insolvency Trustees can help you explore a consumer proposal to stop collections and regain...
- [Booking Confirmed](https://grantthorntonlimited.ca/en/appointment/appointment-rescheduled.md)
- [Debt solutions aren’t a one-size-fits-all](https://grantthorntonlimited.ca/en/debt-solutions-arent-a-one-size-fits-all.md)
- [Cancel Appointment](https://grantthorntonlimited.ca/en/appointment.md)
- [Cancel](https://grantthorntonlimited.ca/en/appointment/cancel.md)
- [Reschedule Appointment](https://grantthorntonlimited.ca/en/appointment/reschedule.md)
- [Cancel Appointment Confirmation](https://grantthorntonlimited.ca/en/appointment/cancellation-submitted.md)
- [Thunder Bay, Ontario](https://grantthorntonlimited.ca/en/locations/thunder-bay-ontario.md): Debt relief in Thunder Bay, Ontario
- [Windsor, Ontario](https://grantthorntonlimited.ca/en/locations/windsor-ontario.md): Debt relief in Windsor, Ontario
- [Kitchener-Waterloo, Ontario](https://grantthorntonlimited.ca/en/locations/kitchener-waterloo-ontario.md): Debt relief in Kitchener-Waterloo, Ontario
- [Toronto, Ontario](https://grantthorntonlimited.ca/en/locations/toronto-ontario.md): Debt relief in Toronto, Ontario
- [St. Catharine's, Ontario](https://grantthorntonlimited.ca/en/locations/st-catharines-ontario.md): Debt relief in St. Catharine's, Ontario
- [Port Colborne, Ontario](https://grantthorntonlimited.ca/en/locations/port-colborne-ontario.md): Debt relief in Port Colborne, Ontario
- [North Bay, Ontario](https://grantthorntonlimited.ca/en/locations/north-bay-ontario.md): Debt relief in North Bay, Ontario
- [New Liskeard, Ontario](https://grantthorntonlimited.ca/en/locations/new-liskeard-ontario.md): Debt relief in New Liskeard, Ontario
- [Mississauga, Ontario](https://grantthorntonlimited.ca/en/locations/mississauga-ontario.md): Debt relief in Mississauga, Ontario
- [Midland, Ontario](https://grantthorntonlimited.ca/en/locations/midland-ontario.md): Debt relief in Midland, Ontario
- [London, Ontario](https://grantthorntonlimited.ca/en/locations/london-ontario.md): Debt relief in London, Ontario
- [Hamilton, Ontario](https://grantthorntonlimited.ca/en/locations/hamilton-ontario.md): Debt relief in Hamilton, Ontario
- [Fort Frances, Ontario](https://grantthorntonlimited.ca/en/locations/fort-frances-ontario.md): Debt relief in Fort Frances, Ontario
- [Dryden, Ontario](https://grantthorntonlimited.ca/en/locations/dryden-ontario.md): Debt relief in Dryden, Ontario
- [Collingwood, Ontario](https://grantthorntonlimited.ca/en/locations/collingwood-ontario.md): Debt relief in Collingwood, Ontario
- [Barrie, Ontario](https://grantthorntonlimited.ca/en/locations/barrie-ontario.md): Debt relief in Barrie, Ontario
- [Alliston, Ontario](https://grantthorntonlimited.ca/en/locations/alliston-ontario.md): Debt relief in Alliston, Ontario
- [Whitby, Ontario](https://grantthorntonlimited.ca/en/locations/whitby-ontario.md): Debt relief in Whitby, Ontario
- [Salmon Arm, British Columbia](https://grantthorntonlimited.ca/en/locations/salmon-arm-british-columbia.md): Debt relief in Salmon Arm, British Columbia
- [Vancouver, British Columbia](https://grantthorntonlimited.ca/en/locations/vancouver-british-columbia.md): Debt relief in Vancouver, British Columbia
- [Victoria, British Columbia](https://grantthorntonlimited.ca/en/locations/victoria-british-columbia.md): Debt relief in Victoria, British Columbia
- [Prince George, British Columbia](https://grantthorntonlimited.ca/en/locations/prince-george-british-columbia.md): Debt relief in Prince George, British Columbia
- [Penticton, British Columbia](https://grantthorntonlimited.ca/en/locations/penticton-british-columbia.md): Debt relief in Penticton, British Columbia
- [Nelson, British Columbia](https://grantthorntonlimited.ca/en/locations/nelson-british-columbia.md): Nelson, British Columbia
- [Nanaimo, British Columbia](https://grantthorntonlimited.ca/en/locations/nanaimo-british-columbia.md): Debt relief in Nanaimo, British Columbia
- [Langley, British Columbia](https://grantthorntonlimited.ca/en/locations/langley-british-columbia.md): Debt relief in Langley, British Columbia
- [Kelowna, British Columbia](https://grantthorntonlimited.ca/en/locations/kelowna-british-columbia.md): Debt relief in Kelowna, British Columbia
- [Kamloops, British Columbia](https://grantthorntonlimited.ca/en/locations/kamloops-british-columbia.md): Debt relief in Kamloops, British Columbia
- [Duncan, British Columbia](https://grantthorntonlimited.ca/en/locations/duncan-british-columbia.md): Debt relief in Duncan, British Columbia
- [Courtenay, British Columbia](https://grantthorntonlimited.ca/en/locations/courtenay-british-columbia.md): Debt relief in Courtenay, British Columbia
- [Castlegar, British Columbia](https://grantthorntonlimited.ca/en/locations/castlegar-british-columbia.md): Debt relief in Castlegar, British Columbia
- [Abbotsford, British Columbia](https://grantthorntonlimited.ca/en/locations/abbotsford-british-columbia.md): Debt relief in Abbotsford, British Columbia
- [Red Deer, Alberta](https://grantthorntonlimited.ca/en/locations/red-deer-alberta.md): Debt relief in Red Deer, Alberta
- [Medicine Hat, Alberta](https://grantthorntonlimited.ca/en/locations/medicine-hat-alberta.md): Debt relief in Medicine Hat, Alberta
- [Lethbridge, Alberta](https://grantthorntonlimited.ca/en/locations/lethbridge-alberta.md): Debt relief in Lethbridge, Alberta
- [Fort McMurray, Alberta](https://grantthorntonlimited.ca/en/locations/fort-mcmurray-alberta.md): Debt relief in Fort McMurray, Alberta
- [Edmonton, Alberta](https://grantthorntonlimited.ca/en/locations/edmonton-alberta.md): Debt relief in Edmonton, Alberta
- [Calgary, Alberta](https://grantthorntonlimited.ca/en/locations/calgary-alberta.md): Debt relief in Calgary, Alberta
- [Camrose, Alberta](https://grantthorntonlimited.ca/en/locations/camrose-alberta.md): Debt relief in Camrose, Alberta
- [Brooks, Alberta](https://grantthorntonlimited.ca/en/locations/brooks-alberta.md): Debt relief in Brooks, Alberta
- [Airdrie, Alberta](https://grantthorntonlimited.ca/en/locations/airdrie-alberta.md): Debt relief in Airdrie, Alberta
- [Woodstock, New Brunswick](https://grantthorntonlimited.ca/en/locations/woodstock-new-brunswick.md): Debt relief in Woodstock, New Brunswick
- [Saint John, New Brunswick](https://grantthorntonlimited.ca/en/locations/saint-john-new-brunswick.md): Debt relief in Saint John, New Brunswick