Debt relief you can trust

Is debt getting in the way? Get trusted debt relief advice from our Licensed Insolvency Trustees. We've helped thousands of Canadians reduce their debt by up to 80% through consumer proposals and bankruptcy.

Book a free consultation Explore your options

A young female sitting in an armchair looking to find the right debt solution on her tablet device.

A smiling young male exploring debt relief solutions on his smartphone.

Consumer proposal: an alternative to bankruptcy

A consumer proposal is a great option for people struggling with debt who can repay a portion of what they owe.

Learn about consumer proposals

Helpful debt advice

A woman in scrubs sitting on a park bench looking at her phone, with imagery of social media likes and spending surrounding her.

Influenced into debt: How social media impacts Canadians' finances

While social media may be free to use, the things it influences us to buy often come at a cost. As influencer marketing continues to grow, more Canadians are making purchases based on what they see online.

Collage of Canadian landmarks: Lake Louise in Banff with turquoise water and mountains, Peggy’s Cove lighthouse on rocky shore in Nova Scotia, Toronto skyline with CN Tower, and Confederation Bridge over ocean at sunset.

How much debt is normal in your province?

Having debt is a reality for most Canadians—whether it’s student loans, credit cards, or car payments. But can the province you live in impact the amount of debt you have, and how does it compare to the rest of Canada?

A photo of a yellow piggy bank wearing glasses next to a black calculator.

Is AI your new best budget buddy?

When most of us think about managing our finances we think spreadsheets, calculators, and at times, a whole lot of guesswork. But today, many people are adding artificial intelligence to their tool kit.

Group of six people of all ages smiling and laughing with each other

How much debt is 'normal' for your age?

Different life stages, like being a student, buying a house, or retiring, may mean taking on debt. Knowing where you stand financially can help you decide where to go next on your financial journey. See if your debt is 'normal' for your age.

Helpful guidance from licensed professionals

Don't face your debt alone. As Licensed Insolvency Trustees and debt solutions specialists, we're committed to helping Canadians regain control of their finances through trusted, transparent, and compassionate debt solutions.

60+ Locations
50+ Years of experience
100k+ Canadians helped
4.8⭐ Average Google Review

Learn more about Doane Grant Thornton Debt Solutions

A collage of Doane Grant Thornton employees

Debt happens more than you think

We've helped thousands of Canadians take control of their finances and live happier, debt-free lives.

They allowed me to let go of the shame and embarrassment.

After losing my entire retirement savings in a cryptocurrency scam, I was devastated both financially and emotionally. Their calm, non-judgmental explanations and guidance allowed me to let go of the shame and embarrassment. I can now see not just the dark and awful tunnel, but the light at the end.

— Kathyrn L. (Victoria, BC)

I finally feel like I am getting control of my life and my finances.

I was feeling very stressed when I finally decided to call for help. From the very first phone call, I felt supported and understood. They have been exceptional, guiding me and giving great advice. I finally feel like I am getting control of my life and my finances. I am so very appreciative for their help at Doane Grant Thornton!!

— Joanna M. (St. John's, NL)

They were professional, knowledgeable, patient, and respectful.

From the beginning, they were professional, knowledgeable, patient, and respectful. I truly appreciate the support, understanding, and professionalism I received throughout the process. I would definitely recommend Doane Grant Thornton to anyone who is looking for professional and compassionate guidance during a difficult financial situation.

— Mahan S. (Toronto, ON)

They gave me hope when I was hopeless.

Doane Grant Thornton gave me hope when I was hopeless. Stuck in a revolving door of making payments that go nowhere. They explained to me what my options were in great detail and were so reassuring to me when I really needed it. We worked out a proposal that works for me and I feel like a weight has been lifted.

— Alyson S. (Edmonton, AB)

Two photos side by side. The larger image shows a father grocery shopping in the produce section with his school aged daughter. The smaller image show a woman smiling on the beach wrapped in a yellow towel and wearing a blue hat.

A better financial future starts now

Our Licensed Insolvency Trustees and debt solutions professionals will explore your options and help you find the right solution to become debt free.

Free 1-hour consultation
Trusted debt advice
No judgement
No obligation

Book a free consultation

Your questions answered

A consumer proposal is a legal repayment agreement negotiated with your creditors to settle your unsecured debt (credit cards, income tax, etc.). Your trustee will work with you to offer creditors a percentage of what is owed, and/or modify repayment terms based on what you can afford.

Debt consolidation and consumer proposals are both ways to simplify debt payments. Consolidation loans combine debts into one monthly payment, but they may have high interest rates and fees, and you must repay 100% of the debt.

Consumer proposals are administered by Licensed Insolvency Trustees and offer lower monthly payments with the possibility of reducing your unsecured debt by up to 80%. They also have more favourable terms with 0% interest.

If you don’t have joint debt, your family will not be affected. If your spouse has co-signed or endorsed your debt, they will be equally responsible. Children aren’t affected by a consumer proposal, and you’ll continue to receive child benefit payments (if applicable).

Explore all topics